Use these calculators to help you plan for your retirement.
Where the calculators ask for return, here are some options to consider:
- Most bank savings accounts currently return less than 1%
- As of 2020, a portfolio of corporate bonds yields about 2%
- A 50/50 blend of stocks and bonds may yield around 5%
- The historical long-term return of stock market averages is about 8%
A managed portfolio of securities should target the client’s financial needs, which may be more aggressive or less risky than the above scenarios.